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From the blog

The road to owning a house…a true story

John is my childhood friend. He has allowed me to write about his journey to owning a house.

John’s Bio

Name: John

Age: 31

Marital status: Married with a son

Employer: Government of Kenya



John’s wife is called Mary.

Mary’s Bio

Name: Mary

Age: 29

Employer: Self employed



The Government has put up a scheme to allow its employees to own houses. gives a background on this offer.


Summary of the Mortgage scheme at John’s work place

House mortgage scheme.

Interest rate: 3%

Maximum limit: Kshs 10 million.

Maximum duration: 20 years.


This series of posts will seek to explore the road that this couple will walk to owning a house.**

Kariuki Waweru






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