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From the blog

Covering our parents

John (not his real name) has been my friend for many years and he shares with me about his investment plans. The other day he told me something that left me thinking about the future. John and his brother Peter are the only children of their single mother (call her[…]

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You can be a LANDLORD

A few years ago, there was a company that was tendering to transport university students from Nairobi to Machakos daily to attend classes. They had an interesting concept. While their competitors were looking for a 1 year contract, they wanted a 5 year contract after which  they would surrender those[…]

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Want to invest Kshs 2 Billion?

Are you looking to invest Kshs 2 Billion? This is how. There is an almost 200 acre parcel of land for sale in Limuru, in my opinion, this land has an unprecedented potential. When i saw this land advertised, I thought to myself, “who would be most suitable to benefit[…]

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Reasons why you CAN’T AFFORD that plot

1.Your rent is above 30% of your net pay 2. Your entertainment (read drinking) budget is above 10% of your net pay. 3. Your car defines you. You cannot be “caught dead” in a matatu. 4. You are a career student. You are perpetually doing this or the other course[…]

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3 steps to buy in real estate

Write down what you are looking to buy. Be as clear as possible. Eg 5 acres in a high altitude area (above 2000m) suitable for eucalyptus tree farming within a total budget of kshs 1 million or 4brm town house with SQ in syokimau  within a gated community. Budget of[…]

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How to form a Chama

Chama dynamics What is your new year resolution? Is it to form a Chama and invest together with your friends? You can decide to do a Chama the kienyeji way or you can decide to be structured and have a long term view of what you want to achieve. ‘[…]

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Are loans BAD?

A few weeks ago I met and had a lengthy chat with a credit manager of a big corporation. He told me that he had worked in the credit department for over 25 years and during this time he has seen a man get a heart attack and die when[…]

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